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Supplemental Security Income

SSI Attorney in Davenport, IA

Disability-Only Representation Since 1992, With More Than 60 Years of Combined Experience

Supplemental Security Income is a federal needs-based program administered by the Social Security Administration that provides monthly payments to people with limited income and resources who are disabled, blind, or age 65 or older. Unlike Social Security Disability Insurance, SSI has no work history requirement. That distinction matters for many Davenport-area residents: adults who have never worked, young people whose disabilities developed before they could build a work record, and those who haven’t accumulated enough work credits to qualify for SSDI may still be eligible for SSI.

Bowman, DePree & Murphy has represented SSI claimants in Scott, Clinton, Muscatine, and Rock Island counties since 1992. Disability law is all we do. Our attorneys bring more than 60 years of combined experience to every claim, and each client works directly with an attorney from the first conversation through resolution.

Call us at (563) 412-4755 to schedule a free initial consultation. There is no fee unless you secure benefits.

SSI Eligibility: What Davenport Applicants Must Demonstrate

To qualify for SSI on the basis of disability, an applicant must have a medically determinable physical or mental impairment that prevents substantial gainful activity and is expected to last at least 12 months or result in death. The SSA applies a five-step sequential evaluation process to reach that determination, the same process used for SSDI claims. Moving through those steps successfully depends on the quality and completeness of the medical evidence submitted.

Financial eligibility matters just as much. Countable resources generally can’t exceed $2,000 for an individual or $3,000 for a couple. The SSA distinguishes between countable and excluded resources when applying those limits. Iowa recipients who are approved receive the federal base benefit rate of $994 per month for an individual or $1,491 for a couple as of January 1, 2026, plus a state supplement. Approval also results in automatic Medicaid eligibility in Iowa, without a separate application.

How We Represent Davenport SSI Claimants

Most SSI applicants are denied at the initial application stage. The appeals process can involve reconsideration, a hearing before an Administrative Law Judge, Appeals Council review, and, when necessary, federal court. Each stage has its own deadlines. Missing the 65-day appeal window after a denial letter typically requires filing a new application, which can mean losing back benefits that would otherwise have been paid from the original filing date.

Evidence Gathering & Case Preparation

We support clients through every stage of that process. Our team gathers and organizes all medical records, treatment notes, and diagnostic results so nothing is overlooked. We prepare applications and appeals with careful attention to the requirements at each level, reducing the risk that an avoidable error delays or derails the claim.

Hearing Representation & Federal Court Appeals

When a case reaches a hearing, we represent clients before the Social Security judges in the Davenport area. Our attorneys have appeared before those judges many times and know their preferences and decision-making approaches through years of local practice.

When the administrative process is exhausted and a claim still hasn’t been approved, we can take SSI cases to federal court. That capability means claimants in our area may have a path forward even after an Appeals Council denial.

Why Davenport Residents Work With Bowman, DePree & Murphy

Our firm handles Social Security Disability Insurance, Supplemental Security Income, and Veterans Disability matters and nothing else. That singular focus means we aren’t pulled in different directions by unrelated practice areas. Every hour we work, every procedure we refine, and every piece of knowledge we develop applies directly to claims like yours.

  • Direct attorney access: Clients work with attorneys, not assistants, at every step.
  • No-win, no-fee policy: You owe no legal fee unless you secure benefits.
  • Free initial consultation: We offer a personal consultation at no cost so you can understand your options before committing.
  • Federal court capability: We can pursue SSI appeals into federal district court when necessary.
  • Local tenure: Attorney Michael DePree has been licensed in Iowa since 1984, Attorney Jeannette Keller since 1986, and Attorney Thad Murphy since 2000. Murphy is also a member of NOSSCR, the National Organization of Social Security Claimants’ Representatives.

If you’re applying for SSI for the first time or dealing with a denial, the right time to speak with a Davenport SSI attorney is now. Call Bowman, DePree & Murphy at (563) 412-4755 or reach out through our online contact form to schedule your free consultation.

Stay In The Know

  • When Should I Apply for Benefits?
    Unless you have an obvious long-term disability, the best time to apply for Social Security disability benefits is 6-9 months after you stop working.
  • When Do You Suggest I Hire a Lawyer?
    Most claimants wait until their claims are denied on reconsideration before hiring a lawyer. Most observers agree this timing works well because it is at a hearing that having a lawyer truly makes a difference.
  • When Am I Likely to Receive a Hearing?
    It can take up to two years from request until a hearing is held and a decision issued, but the time varies from state to state.

SSI Financial Eligibility & the Iowa Claims Process

The SSI program has distinct financial rules and a multi-stage claims process. Understanding both before you apply can help you present a more complete case and avoid missteps that delay or reduce your benefits.

SSI Income & Resource Limits

The SSA calculates SSI eligibility using countable income, which isn’t the same as total income. The first $20 of most income is excluded, as is the first $65 of earned income plus half of any earned income above that threshold. The SSA also distinguishes between earned income (wages, self-employment) and unearned income (Social Security benefits, pensions, gifts) when running those calculations.

On the resource side, the limit is $2,000 for an individual and $3,000 for a couple. Certain items are excluded from that count, including your primary home, one vehicle used for transportation, and personal effects. Resources above those limits disqualify an applicant until they are reduced.

Iowa recipients may receive more than the federal base rate of $994 per month for an individual or $1,491 for a couple, depending on living arrangement and countable income. The Social Security Administration administers the state supplement directly for most Iowa SSI recipients. Unlike SSDI, SSI back payments can only be paid retroactively to the month after the application filing date, not before, so filing promptly may matter.

Approval for SSI in Iowa also results in automatic Medicaid eligibility, providing access to healthcare coverage without a separate application.

Filing & Appealing in Iowa

An SSI application can be filed online, by phone, or in person at the Davenport SSA Field Office. After submission, the SSA field office reviews technical eligibility covering income, resources, and residency, then forwards the file to Iowa Disability Determination Services for the medical review stage.

If DDS denies the claim, the claimant may request reconsideration within 60 days of the denial notice, plus a 5-day mail presumption period. If reconsideration is also denied, the next step is requesting a hearing before an Administrative Law Judge. Attorney representation may have the greatest impact at the ALJ hearing stage, where the ability to present medical evidence and respond to questions directly can shape the outcome.

If the ALJ denies the claim, the case may be appealed to the SSA Appeals Council. If the Appeals Council denies review, the claimant may file a civil action in federal district court. As a Davenport SSI lawyer with federal court capability, we can pursue your case to that level when the facts support it.

One deadline matters above all others: failing to appeal within 65 days of a denial notice typically requires starting over with a new application, which may mean losing back benefits tied to the original filing date. If you’ve received a denial, contact us before that window closes.

Hear From Our Happy Clients

See Why We Will Make a Difference for Your Case & Get You the Rights You Deserve.
    "I cannot say enough positive things about having Thad Murphy as my disability lawyer."
    He walked me thru each step of the process and made sure everything was in order and ready for my appeal. I spoke to many different lawyers before I decided to go with Mr. Murphy and I think it was one of the most important decisions I ever made.
    - Tim S.
    "I could never have done it again or been successful without Mr. Murphy's help.& dedication to his clients."
    I tried 10+ years to get my disability only to be told No over and over. I was frustrated, worried, and tired of trying & fighting only to be told NO yet again. A friend told me about Bowman, DePree & Murphy in Davenport. I'd heard the name in pass
    - Charity M.
    "I can now rest my head."
    I just like to thank you Michael Dupree for being my savior which has changed my life for the better unfortunately disability is a part now but thanks to you.
    - Nathaniel L.
    "Great Disability attorney! My decision to work with Mr. Thad Murphy was life changing, at the right time."
    Mr. Murphy was able to get my disability on the first appeal and charged a very fair rate which was under the cap from my settlement of back pay from being off for five years.
    - Benjamin B.
    "I love this place!"
    They helped me out with my disability when I couldn't get it on my own. Thank you so much y'all!
    - Tammy H.
    "I only wish I would have reached out sooner. Fair, Honest, and will work for your Win."
    HIGHLY RECOMMEND this Office!! My case was very complex, and had me exhausted. I had been looking for the right Attorney, and found him right here. Thad Murphy handled my case in an amazing amount of time.
    - Sandra R.
    "Everything you would expect."
    Did a great job with explaining the steps we need to take to secure our future and our children.
    - Amy S.
    "I would recommend him or this office to anyone who needs help!"
    I had the honor to work with Mr. Murphy. He handled my disability case. He is very understanding and is there if you have questions.
    - Amber W.
    "They got my disability for me very quickly."
    So very pleased! I referred 5 friends to them and they got their disability for them as well! Two from Davenport area, and three in Burlington!! GREAT ATTORNEYS!!! I'm still recommending them!
    - Melody L.

Let's Get Started

We’re here to help answer your questions. Judicial matters can be complicated, we will make it easy to understand. We take great pride in using our expertise for you and look forward to hearing from you.

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